This year I made a vow to be a bit smarter when it comes to money, I have never hidden the fact I have, in the past, been terrible with finances. Bad business decisions and living in the moment have a lot to answer for and I am still paying the price now. I will be paying off debts for a long time to come but that doesn’t mean I can’t be in control more this year.
There are a few things that I know we can cut back on to get the debts paid off earlier and release some funds each month:
Just looking at that list I am sure I could easily make more savings each month and hit those debts. One thing I am really conscious of is that its just me and the girls now so I am literally responsible for everything, not just the day to day taking care of them but the future too and that is something I am not use to thinking about. I have always been a day to day type person, ah something will come along kind of attitude and after splitting with hubby in July I realised things needed to change. I really feel like I have grown up over the past 6 months and have even looked at opening a savings account so that any pennies left over each month from the child allowance etc can be put away for the girls when they need anything instead of being rolled over and used for ‘treats’ for them.
Newcastle Building Society have just opened a bright and modern branch in the heart of Durham, on our doorstep so I have made an appointment to call in one day this week to sort out opening a savings account with them. To celebrate the opening of the new branch they are hosting treasure hunt in partnership with the Northern Echo, which kicked off on 25th January until 15th February.
You download an interactive map on your phone and follow the clues to locations in Durham. At the final location, take a quick photo and upload it to Facebook, tagging Newcastle Building Society in it. You’ll then be entered into a prize draw to win £500.
This post is sponsored by Newcastle Building Society. All views and opinions are my own and I am genuinely working with them on a personal basis too.